5 Top Cheaper WP Engine Alternatives for 2019

WP Engine is a fantastic choice for WordPress hosting, albeit a pricey one. After a recent price hike, their plans now start at $35 per month. Not everyone can afford to drop that kind of cash on a hosting service, meaning theyre often forced to look elsewhere for cheaper WP Engine alternatives.The great news is that WordPress hosting is such a competitive field, a cheap  price  doesnt necessarily equate to a lower quality service. There are plenty of cheaper WP Engine alternatives available that dont scrimp on functionality, or the quality of customer support.In this post,  were going to take a look at five cheaper WP Engine alternatives,  and see how they stack up against one another. If youre just looking for the results, check out this helpful table: SiteGroundHostGatorGoDaddyDreamHostStarter plans / month$30.00$3.95$5.95$9.99$16.95Storage5GB10GBUnlim.10GB30GBTraffic (uv. / month)20,00010,000100,00025,000100,000# of WordPress sites11111Includes domainNoNoNoYesNoExclusive WordPress supportYesYesYesNoYes VISIT VISIT VISIT VISIT VISITThe good (and bad) about WP EngineLets get one thing straight right off the bat  Ã¢â‚¬â€œ WP Engine is a great WordPress host, and we dont mean to imply  otherwise here. However,  their prices  remain far out of reach for a lot of users (and the recent price hike in 2018 only makes that worse). In our most recent WordPress hosting survey, we found that WP Engines customers spend  $184 per month  on average for their services – that number alone is enough to make our wallets whimper! Its also worth noting that a staggering 30% of the surveyed users responded that they would love to move to WP Engine, but are deterred by the high cost.Furthermore, WP Engine has a reputation for restricting the use of some plugins, which  could potentially cause you hassle if your favorite picks  are  on that list.That being said, lets take a quick look at the many things that WP Engine does get right:Round the clock support  from dedicated WordPress expertsSolid security measures  to keep your site safeOptimized servers to decrease loading timesDetailed site performance reports  available to customersDaily site backupsAs it stands, WP Engine is  a solid choice for managed WordPress hosting – and regardless of the high price, their service will be suitable for a lot of WordPress users.When to use  WP EngineUse WP Engine if youre a security-conscious WordPress user who is looking for a robust platform to host professional or business websites. While WP Engine will do just as well for small sites, their service could be  a bit overkill – so your budget might serve you better elsewhere.What are the cheaper WP Engine alternatives?There are plenty of available hosts  that have comparable features to WP Engine, often  with cheaper packages to boot. Lets take a look at  the contenders.1. Kinsta (kinsta.com)Kinsta is a popular managed WordPress host that recently slashed their prices. With their new plans, Kinsta starts at just $30 per month, which now makes it a viable entrant on our list of cheaper WP Engine alternatives.Theres a lot to love about Kinsta, starting with its custom hosting dashboard that makes it easy to take advantage of functionality like automatic updates and easy one-click staging sites.Beyond the dashboard, Kinsta also focuses on performance optimization. Your site will be hosted on the premium tier of the Google Cloud Platform, which is the same infrastructure that Google uses to power its own products. You also get NGINX, server-level caching, PHP 7.2+, and lots of other performance-oriented technologies. You even get free premium DNS from Amazon Route 53 and a free CDN from KeyCDN.Finally, Kinsta got excellent marks in our most recent hosting survey. They:Had the  best overall rating score at 4.8/5 (WP Engine got a 4.4)Had the highest marks for both general support and WordPress-specific support of any host, at 4.9 eachTie d for WP Engine for the highest reliability score at 4.8PricingStarts at $30 per month and ranges up into the hundreds, depending on your needs.FeaturesCustom hosting dashboard thats a joy to use.Set up WordPress staging sites with a single click.Automatic daily backups and one-click restores.Uses the premium tier of the Google Cloud Platform.Free SSL certificate, premium DNS, and CDN.When to use KinstaKinsta is not the  cheapest WP Engine alternative, but it is the best-performing, and it still does come in as more affordable than WP Engines cheapest plan. It offers the best performance and the most user-friendly hosting dashboard of all these WP Engine alternatives. So if performance and ease of use are high on your list (rather than just low prices), Kinsta is your best bet.2. SiteGround (siteground.com)SiteGround offers great all-around WordPress hosting, and the starter plan is at only $3.95 per month. In other words, you get one of the top cheaper WP Engine alternatives for one-fifth of the price. Furthermore, they offer  very good site loading speeds (according to our tests)  and a knowledgeable  support team (said to be unmatched according to SiteGrounds client feedback). Those cheap prices come with a caveat, however;  you need to pay for your hosting plan yearly if you want to get the best possible deal – otherwise, you get prices that are more in line with its competitors.As far as WordPress-specific features go, SiteGround delivers. They offer a great mix of features that both WordPress beginners and professionals will appreciate; some of the best are  listed below.Despite offering much lower prices, SiteGround still kept up with WP Engine in our most recent hosting survey:SiteGround had a better overall score at 4.6/5 (remember, WP Engine scored a 4.4)You arent losing much reliability, as SiteGround still scored a 4.6 for reliability, which isnt far behind WP Engines 4.8You arent sacrificing support either. SiteGrounds overall s upport score  tied WP Engine at 4.7, while their WordPress-specific support wasnt far behind at 4.5Pricing$3.95, $5.95, $11.95 per month.FeaturesFree WordPress migrationsSet up WordPress staging sites with a single clickFree in-house caching tool (SuperCacher)Enables users to install the Git for WordPress tool, which developers will appreciateWhen to use SiteGroundAs far as were concerned, SiteGround is a great all-around pick among cheaper WP Engine alternatives for users that value a mix of solid performance, good support, and advanced WordPress-specific features. If you dont mind paying for your hosting yearly, you wont find better prices. If, on the other hand, you prefer to pay a monthly bill, you might prefer to look elsewhere.3. HostGator (hostgator.com)HostGator is the proud host of over nine million domains and over 400,000 customers – so theyre rather well known in the hosting world. Much of  their  popularity is down to their below average pricing, and their basic WordPress Cloud Hosting Starter  plan  starts at a mere $5.95 per month, which is cheap as far as managed hosting WordPress hosting is concerned.However, in our survey, HostGators scores were decidedly average across the board – which means its ultimately up to you to decide whether their cheap packages are worth your consideration.Pricing$5.95, $7.95, $9.95 per month.FeaturesTheir most basic plan claims to be enough to handle up to 100,000 visitors per month24/7 support via phone, live chat, and emailFree migration servicesStandard and Business plans include a tutorial session for WordPress beginners, taught  by a WordPress expertFree shared SSL certificateFree Content Delivery Network (CDN) serviceWhen to use  HostGatorUse HostGator if youre a beginner WordPress user who could benefit from an  easy to use interface, low pricing, and one-to-one tutorials  to get you up and running.4. GoDaddy (godaddy.com)GoDaddy is best known as a domain registrar, but they also offer all kinds of hosting services. Their WordPress managed hosting plans are the cheapest all-around, and they dont scrimp on features. All of their packages include free daily backups,  a one-click restore function, a migration tool, automatic WordPress updates, and round the clock  support.All of that sounds pretty good, but what about the cost?  GoDaddys cheapest managed WordPress hosting package usually costs $9.99 per month, but they often run promotions with heavily discounted prices (you can get your hosting plan for as low as $5 or even $1). However, bear in mind that come renewal time,  youll revert back to the regular pricing.Like HostGator, GoDaddy didnt perform exceptionally well in our survey, though.Pricing$9.99, $14.99, $19.99, $34.99 per month.FeaturesFree daily backups and a simple restore functionA 99.9% uptime promiseFree migration toolAnnual plans come with a free domainFull-time support for WordPress usersWhen to use  GoDaddyQuite simply, GoDad dy is one of the cheapest WP Engine alternatives available. While they only received an average rating of 3.5 out of five  for their service in our survey, their prices are almost  unbeatable – and they  also  provide decent support to their users.If budget is your primary concern, GoDaddy  might just be the platform for you.5. DreamHost (dreamhost.com)Last but not least, DreamHost is another well-known name offering dedicated WordPress hosting. Theyve been in business since 1996,  and boast a high level of customer satisfaction – in our survey, 94% said they would extend their current  subscription at renewal time.DreamHost offers one of the most competitive services when it comes to uptime and loading speeds, and they also  provide their customers with knowledgeable support. Their managed WordPress plan is called DreamPress, and it comes with all the bells and whistles youve come to expect from a managed hosting service, such as automatic updates and robust security features.Pricing$16.95, $24.95, $71.95 per month.FeaturesA multi-layered caching system to handle traffic spikes and deliver fast speedsWP-CLI  comes pre-installed, which enables you to update plugins and configure multisite installs without a web browserOne-click SSL certificateUnlimited bandwidthRound the clock support from  knowledgeable staffWhen to use  DreamHostIf youre looking for a no-nonsense WordPress hosting provider that takes security and performance seriously, consider DreamHost.Summing it all upWP Engine is one of the major front runners in the world of dedicated WordPress hosting, but their service  comes with a hefty price tag. Fortunately, its still possible for WordPress users to find plenty of cheaper WP Engine alternatives that can compete on service.  Its simply a matter of analyzing the competition, and seeing which host offers the features you need for your website to flourish.Which host  is right for you? Lets recap:Kinsta:  For people who are willing to pay for the best performance and convenience. Its not  that much cheaper than WP Engine, but you can still save a few bucks per month  and host your site at the best overall WordPress host (according to our hosting survey).SiteGround:  For power users and beginners that dont mind paying for their hosting on a yearly basis. They are also one of the few companies openly recommended by WordPress.org.HostGator: For beginner WordPress users looking for an easy interface and a thorough knowledge base.GoDaddy: For those looking for the best possible deal on price.DreamHost: For users who need  a stable host that will enable their sites to scale seamlessly.In case you missed it, heres  our comparison table again:Cheaper WP Engine Alternatives for WordPress hostingKinstaSiteGroundHostGatorGoDaddyDreamHostStarter plans / month$30.00$3.95$5.95$9.99$16.95Storage5GB10GBUnlim.10GB30GBTraffic (uv. / month)20,00010,000100,00025,000100,000# of WordPress sites1111 1Includes domainNoNoNoYesNoExclusive WordPress supportYesYesYesNoYes VISIT VISIT VISIT VISIT VISITWhich of these cheaper WP Engine alternatives do you think is best?Share your picks with us in the comments section below! * This post contains affiliate links, which means that if you click on one of the product links and then purchase the product, well receive a small fee. No worries though, youll still pay the standard amount so theres no cost on your part.

How to Answer the Question Whats Your Desired Job Title

How to Answer the Question Whats Your Desired Job Title It may seem like the most obvious thing in the world: your desired job title on your resume is the job you are applying for†¦ duh, right? Turns out, it’s not quite so simple. It’s true that every time you send your resume in for a job application, you should tailor it to match the position you’re applying for. But that doesn’t necessarily mean you should put, verbatim, the job title of the position you’re applying for. Seem counter intuitive? Here are a few things to keep in mind.1. Help the hiring manager out.Remember that your resume is just one of hundreds or thousands the HR department is filtering through. Listing the job title you want at the top of your resume helps them sort you into the right search and get your materials seen by the right people. Don’t leave the hiring manager guessing as to what job you are after.2. Reference your target job.Be a little ambitious and list the position title for the job you really want at the c ompany. Not CEO or anything, but perhaps a rung or two up from the position you might be applying in with. This shows your ambition and your commitment to growing and moving forward- hopefully at this company.3. Reference your old job.Unless you’re trying to move up or laterally or between fields, you might find it easiest to list your current job title. This only really works if you’re going for the exact same job at a different firm or company. But can be very helpful because your experience ought to match the position title perfectly.4. Don’t play it safe by trying to keep your options open.You might think listing a job title on your resume will limit your options- say the company doesn’t have that position open, only one below it? But the risk is much higher if you keep HR in the dark. And you just might get considered for a higher-up position.5. List multiple titles.If you qualify for more than one open position, you might feel the urge to list both. As long as these positions are similar enough- or at least in the same department, with different level gradations, this is fine. Just note, if this is for a resume, write it like this: â€Å"Software Developer/Web Programmer,† separating the two titles with a slash. (If you are really applying widely, try not to apply for two drastically different positions at the same company to avoid having to say: â€Å"Front Desk Manager/CPA.† That just makes it look like you are taking lazy shortcuts and/or don’t know what you want to be when you grow up.6. Be realistic, but strive for the best.Again, you don’t want to list a position three pay-grades away from anywhere you could possibly hope to be. But do set your sights on something a little better than your current position, especially if your skills and experience aren’t far off from reaching that level and you believe you’d be well up for the challenge.

Week 3 womens health Assignment Example | Topics and Well Written Essays - 250 words

Week 3 womens health - Assignment Example In the ongoing pregnancies in her life, there might occur risks of very preterm delivery, prenatal death, low birth weight, and premature preterm rupture of membranes (Gabbe, 2012). The patient required anticipatory follow-up guidance which I provided. This guideline contained education about pregnancy, birth, and parenting; safe sexual practices, good diet habits, and the importance of early prenatal care. I told her that she should receive and understand all detailed instructions about signs and symptoms of complications such as infection or retained products of conception and also contact information access (Paul et al., 2011). One recommendation, I will consider is to reduce the risk brought about by the previous adverse pregnancy outcome. This is mainly by the discussion of unwanted pregnancies as well as the enhancement of life options. This reduction would help prevent and minimize health problems for the patient and the child (Taylor & James, 2011). In conclusion, both men and women who have acquired the childbearing age should understand the risks involved in childbearing. Pregnancies should, therefore, be planned and intended. Through implementation of the above-mentioned recommendation, the vision of preconception health and outcomes of pregnancy will be

Case Study Report Essay Example | Topics and Well Written Essays - 1750 words

Case Study Report - Essay Example According to the latest figures unemployment is down to 7.4 percent. In 2008, the global financial crisis led UK into the deepest and longest recession ever in their history. But the good news is that the consumer spending is rising because of cheap and easy credit. The GDP of the country which is the main economic growth indicator rose by 0.8 percent in Q3 2013. This shows that the country is slowly recovering (Henry, 2008, p. 217). Social forces The changes in social and cultural factors have a profound effect on the fashion industry. The shopping habits in UK are beginning to evolve because of the rapid ageing population and migration trends which are changing the ethnic makeup of the towns and cities. According to KPMG, over the next ten years, around two-thirds of all the retail spending growth in UK will come from people who are aged 55 or above. The main challenge to the Fashion retailers in UK is to come to terms with the ageing population of UK and change their product portf olio according to their specific demands and tastes. Technical forces The fashion retailers are now developing online business models which complement the traditional form of retailing like the brick and mortar retailing. The fashion retailers are also making their presence across social networking sites where they can interact with their customers. Legal Forces The UK retail business has to comply with a number of regulations like Minimum wage legislation. This requires the UK employers to pay a minimum of ?6.19 on hourly basis to the employees aged above 21. They have to incorporate equal opportunities legislation and other parliament acts so that they can ensure equality both in the recruitment and selection and in the work place. Key trends potential trends Over the past 20 years the fashion retail industry has become one of the world’s most fiercely competitive industries in retail sector. There have been major structural changes in the way a fashion retailer do business . In the early 1990s there were a few big retail fashion players like Next, Littlewoods, and Spencer’s. Now the market is more crowded with players like Arcadia, Primark, Inditex and Forever 21 fighting to own larger market share. The major change has been the rise of internet. Majority of the fashion retailers are now going online to make their business global. The fashion retailers have created new standards for themselves. According to a study in the next five years, 40 percent of all the high street stores are up for renewal. Stores are getting more exciting for the customer to visit. Another important change is that the customers now get more value for their price. Both the cost prices and the selling prices have now fallen and the customers can now get superb quality of material at much lower price as compared to 20 years ago (Sadler, 2003, p. 164). Environmental forces The physical environment in which fashion retail industry operates in UK is relatively benign as comp ared to other areas in the world which suffers from natural disasters like hurricanes, earthquakes and forest fires. But the customers are becoming more aware of the impact business has on their

Global, political economy Essay Example | Topics and Well Written Essays - 1750 words

Global, political economy - Essay Example The many a vehicle of modernisation, international diplomacy and economic dynamism of countries catapult a certain degree of prosperity that is felt worldwide. Scope of Globalisation The phenomenon of globalisation affects society's economics and politics. Its primary processes include the forces that govern improvements in technology, advancements in transportation services, increased employment and income opportunities, and cohesive intercontinental economic cooperation (Jaffe, 2006). Most countries in the world witnessed rapid developments in the area of business in the past few decades. A global village has been created to formally launch an avenue where countries can enter economic agreements. Globalisation has been said to be at the forefront of these modern-day events. On the other hand, several critics consider globalisation as a disease rather than a solution (Kalb, et al., 2004). Most people, including numerous world leaders, deem it an organized procedure that connects com munities around the world to participate in a synchronised development process. In essence, the whole gamut of globalisation revolves around contemporary structures such as Information and Communication Technology, Trade Democratisation, Free Market, and diplomatic agreements that are openly participated in by all countries (Lawal, 2006). Employment-generating Activities Globalisation remains one big precursor for the exponential growth of employment opportunities among developed and developing countries. Due to the expanding consumer markets worldwide, various industries responded to the call of ‘supply and demand.’ Countries with robust workforces tremendously benefit from these activities, while other nations strategise themselves to be at par with their rivals. Such a healthy competition prompts the international community to generate quality products and outputs based on the labour of their citizens. Economic literature upholds that unemployment rates are primarily dependent on the domestic policies of governments (Kollmeyer, 2009). This fact incited political leaders and fiscal analysts to intensively study their economic regulations to perfectly suit the recent trends (Rama, 2003). For countries that formulate intelligent decisions on how to boost employment rates for their people, success is at bay. While countries that make the wrong decisions suffer greatly (World Bank, 2009). Empiric data confirmed that globalisation has a positive impact on countries where human capital is above average. In some African countries, wages are projected to increase for skilled workers, especially in the light of rising demand due to technological advances (World Bank, 2009). Increased Income The relationship between employment and income were noted by several economic authorities (Lecaillon, 1984; International Labour Office, 2000). Recent studies suggest that globalisation is also a massive contributing factor to the increase of income among workers worl dwide (Mishkin, 2008). Even though there is a disparity of income distribution among countries, the fact that wages are solely based on the skills of workers cannot be downplayed in the aspect of a globalised workforce. It was noted that the skilled industries and the advanced production mechanisms of developing countries are likely to have a strong impact on their competitive advantage (Sachs,

Ethics in the Finance and Investment Industry

Ethics in the Finance and Investment Industry Introduction Ethics can be defined as the study of what institutes of right or wrong behavior in terms of ones principle and integrity expected to be by society. It is the branch of philosophy that focuses on morality and the way in which moral principles are derived or the way in which a given set of moral principles applies to ones conduct in daily life. Different people face different ethical questions in their day to day life and as well as in their business life. Ethics usually assumes people are rational and make free choices correctly. We can also give or take that it has got certain rules to follow in our collaborations and our actions that affect others. There can be ethical questions that have influence in our daily life or in business life like fairness, justness, rightness or wrongness. Both ethics in finance and investing are part of business and business ethics focuses on what constitutes right or wrong behavior in the business world and on how moral and ethical principles are applied by business persons to situations that arise in their daily activities in the workplace and their handling of client asset. Ethics that are faced in personal life is much more different and complex in business life. Social Influences on Ethics When evaluating professional decisions and behavior in the finance and investment industry, high standards of ethics and blatant violations of ethical conventions are difficult to explain solely in terms of individual traits and personality. Situational factors may lead to considerable differences in the ethical standards of behavior of a single individual in different social situations-a fact that has been revealed time and again by media reports. Thus, a true understanding of the psychology of ethics in the world of finance and investment requires awareness of how people interact and influence each other ethically. 1 1. See: Thomas Oberlechner Webster University Vienna The Psychology of Ethics in the Finance and Investment Industry Research Foundation of CFA Institute from http://www.cfapubs.org/doi/pdf/10.2470/rf.v2007.n2.4697 Ethics in Finance When anyone thinks about financial market they think about money, that also trillions of dollar. With that amount of money in greed, which can be defines as excessive desire to posses wealth, mixed with competition can be powerful combination to introduce unethical behavior. This is not solely concerned with the individuals but also with financial markets and financial institutions. Financial ethics is more to do with maintaining trust between the financial industry and client. If we analyze how financial system works, it is easy to see that it is easy for financial fraud and deceit. As almost all the people in United States have a 401K which is invested in financial market through different financial companies. All the people investing their money come from different walk of life and have limited knowledge in financial market. The only way public can believe in an investing firm to invest in their lifetime saving is by trust. This trust is built over the years by these firms by foll owing correct ethical procedure (by the firm and its staffs). Ethics in the Investment Profession Ethical practices by the investment professional benefit all market participants and stakeholders and lead to increased investor confidence in global capital markets. Ethical practices instill a public trust in the fairness of markets, allowing them to function efficiently. In short, we can say that good ethics is a fundamental requirement to the investment profession. The Code of Ethics for Finance and Investment Act with integrity, competence, diligence, respect and in an ethical manner with the public, clients, prospective clients, employers, employees, colleagues in the investment profession, and other participants in the global capital markets. Place the integrity of the investment profession and the interests of clients above their own personal interests. Use reasonable care and exercise independent professional judgment when conducting investment analysis, making investment recommendations, taking investment actions, and engaging in other professional activities. Practice and encourage others to practice in a professional and ethical manner that will reflect credit on themselves and the profession. Promote the integrity of, and uphold the rules governing, capital markets. Maintain and improve their professional competence and strive to maintain and improve the competence of other investment professionals.   See: Ethical and Professional Standards and Quantitative Methods. Level I 2008. Pearson Custom Publishing The Psychology of Ethics in the Finance and Investment Industry Financial and investment professionals are mainly susceptible to ethical misconduct. But what makes some obviously violate ethical standards and even violate the law while others behave highly ethically? Besides in all the courses taught in the entire business program we are taught that the objective of rationale individual is to maximize wealth. The psychology of ethics tries to find out why and when does a person behave (un) ethical way, their motivation, influence and social dynamic behind a certain active. It also tries to analyze individual cognitive and emotional dynamics. This analysis will help figure out the most effective may an ethical code can be written and implemented. Approaches to Ethics When people talk and write about ethics in the finance and investment industry, they approach the topic in variety of ways and address different realms of ethics. Usually, their dealing with ethics takes one of three main directions: (1) what investment professionals should do, (2) what they actually do, or (3) how finance and investment professionals can be helped to get from what they actually do to what they should do. Normative Ethics What should finance and investment professionals do? As the name implies, normative ethics aims at establishing norms and guidelines for professionals regarding how they should behave. This approach to ethics is inherent in, for example, the ethical theories of moral philosophy, theology, and definitions of professional norms, standards, and acceptable behavior for a professional field. Thus, a normative approach to ethics in finance and investments defines what is ethical in this profession. It tells practitioners how investment professionals should act to be ethical, which behavior should be considered ethical, and which behavior should not. Descriptive Ethics What do investment professionals actually do? Descriptive ethics aims at describing not how people should behave but how they actually do behave. And descriptive ethics attempts to explain and predict the unethical behavior of people in real-life situations (OFallon and Butterfield 2005). Psychological research conducted in controlled laboratory studies and real world settings of professional decision makers offers a systematic and comprehensive basis for descriptive ethics in finance and investing. Only this psychological and descriptive approach allows us to understand when and why people and organizations in the investment industry engage in ethical behavior and when and why they do not. Prescriptive Ethics How can finance and investment professionals be helped to get from what they actually do to what they should do? Based on descriptive insights about the factors influencing actual ethical decision making, the Prescriptive approach to ethics aims at helping people and organizations toward ethical decision making by giving advice about how to create environments that foster ethical decisions and how to improve the ethical component of decisions. The two main questions addressed by prescriptive ethics are the following: How can we create organizations that foster ethical behavior? How can we train professionals to readily perceive the ethical dimensions of their own behavior and to act ethically? Thus, prescriptive ethics suggests tools that assist people in making the prescribed decisions. 4 4 See: Thomas Oberlechner Webster University Vienna The Psychology of Ethics in the Finance and Investment Industry Research Foundation of CFA Institute from http://www.cfapubs.org/doi/pdf/10.2470/rf.v2007.n2.4697 Ethics and Investment in Global Perspective As the financial market now is more open globally, investment flows from one country to another more efficiently. With this comes an ethical risk for a financial firm. E.g. A financial firm in US investing in Singapore, but the ethical standard in both this countries financial market are different. Now which ethics standard should the firm or its employee follow? Can a firms employee ignore financial ethics code in US when he travels to Singapore? In this situation a firm should always follow the ethics code which is stricter. If US ethics code is stricter than the one in Singapore, it should still follow the US code of ethics. For individuals, the ethics code will apply globally i.e. if a person travels to jurisdiction outside of United States he is still bound by code of ethics and SEC laws. He is still not supposed to disclose all the protected financial information to any individual or firm. When analyzing investment opportunities in emerging market a financial firm much always check the ethical code of the country he is investing in. Even if the probability of profit is high but there has been high number of cases of ethical violation then the investment might not be a good idea. A good example of this is the amount of investment that went in China during Chinas IPO boom, a lot of companies from that boom is no where to be seen and the financial report present were falsified. Ethical Issues in Finance Industry Ethical issues in the financial services industry affect everyone, because even if you dont work in the field, youre a consumer of the services.  The public seems to have the perception that the financial services sector is more unethical than other areas of business. In the real business scenario there are many positions where we act without considering the ethical implication. Sometime what we think is ethical (because of the way we are brought up in society) might not be an ethical one in the world of finance or business. For example, one can have close friend with whom he share everything in life. Like normal individuals they talk about their work along with other stuff. But for the person who works in financial market there are certain discloser standard he has to follow. Let us say their discussion is related to financial market. So is it ethical for this person who is working with a financial firm to tell his friend all about the things he has information on, that is covered under discloser standard, or is it ethical for him to tell his best friend that he cant talk about this information and then risk his friend feeling that he does not trust him?. Because lets face it if I know something and I dont tell you that means you dont trust me, t hat is the idea implanted in our brain from our childhood. This is an example of social ethics dilemma that intertwines with financial (professional) ethics. Therefore the boundary between ethical and unethical is quite skinny. So, how can do companies ensure that the company and staff follow ethical behavior? Most large firms have implemented their own code of ethics-a set of general professional guidelines to inspire employees to behave ethically and responsibly as an individual or as a group representing the company.  But as in our examples these codes are stringent dos and donts that will cause more harm than good as the employee might be hesitant to even do the right ethical thing. As there is a thin line between ethical and unethical behavior this might give the employees a false notion that anything if it is not specifically prohibited would be acceptable. In addition to the company specific codes of ethics, companies and professionals are also bound by ethical codes of conducts of numerous professional organizations and institutions. Companies should train employees to these organizational code of ethics would be more effective as employee would think that its a global financial society standard. As global financial market is more combined with millions of transactions daily, the chances of business and professions using to more unethical conduct in todays age compared to previous decades. However, in this internet age, business condition and the resulting troubles are more complex. For example, companies and CEOs (for a public company) have to put their shareholders interest first before any other. The shareholder interest is to get maximum profit; CEOs are paid million of dollar in benefit and salary to achieve the goal of maximum profitability. They are under tremendous pressure to keep the company profitable every quarter and also outperform its competition. This might lead to a situation where the companies higher level staff might think they have found a loophole in the system and perform unethical adjustments of financial numbers. Recent example we can find is the collapse of ENRON because of fraud and FANNIE MAE accounting irregularities in start of this decade. It can also be pointed out that that ethical behavior is governed more by the individual rather than the environment. If we can establish a norm on the financial industry that its not only immoral to do unethical activity but its also immoral to not to notify of other peoples unethical activity, then there will be more violations reported. There have few instances where whistleblowers have reproted unethical behavior or violations of the companys code of ethics and brought big corporations down to their knees. But these kind of whistle blowing is rare. Research shows that this rarity is because whistleblowers are scared of getting fired from their jobs, especially if the violators are of higher post. In ones mind question arises is it ethical to whistleblower a violation and risk getting fired or is it ethical to keep quite and not risk putting food on family table? Companies should try to resolve this kind of dilemma , by implementing anonymous whistleblower program and by rewarding a them anonymously. A company code of ethics is useful only when the companys actions are consistent with it. Only then can it be followed consistently within the company. Conclusion Our society is interworking of people built in the pillar of trust. This trust is based on molarity and ethical behavior. For financial market not only Ethics is the pillar, it is also a ladder for success. Lose that trust and the firm or individual is going downhill. So financial firms should not only keep code of ethics in paper but also promote self-regulation. For financial market Ethical integrity is paramount and clients always come first.

The Hobbit :: Book Report Hobbit Essays

The Hobbit Book Report CHARACTER INTRODUCTION †¢ BILBO BAGGINS: The Hobbit who led the Dwarves to the Lonely Mountain to reclaim their treasure from the dragon Smaug. He found the One Ring in Gollum's cave †¢ GANDALF: The Wizard that accompanies Bilbo and the dwarves on their quest. He is well versed in magic spells and often calls upon them to save his comrades. †¢ THORIN OAKENSHIELD: Son of the King of Dwarves who were driven from the Lonely Mountain by Smaug. With the aid of Gandalf and Bilbo he seeks regain his treasure and the throne. When Smaug died he truly became King under the Mountain, though he was killed in combat in the battle of five Armies. †¢ SMAUG: The dragon of the Lonely Mountain who hordes the treasure he stole from the dwarves of Dale. †¢ GOLLUM: He is perfect example of the evil powers of the One Ring. He was born a Hobbit but had the ring too long. It made him into a slimy little creature that only lives to possess the ring. †¢ BARD: The archer who killed Smaug. He shot the dragon in the one spot it had no protection. The town’s people later considered him a hero. What the people didn't know it was Bilbo who discovered the weak spot in the dragon's iron scales. †¢ BEORN: An enemy of Orcs, he becomes friends with Bilbo and Gandalf. He has the ability to change forms from human to bear. It is he who determines the outcome of the battle of five Armies. STORY SUMMARY The book begins with Bilbo Baggins enjoying a pipe after breakfast. This is one of his favorite pleasures and he feels quite content in doing so. He is middle-aged, and resides in a clean warm burrow in the ground. One morning Gandalf, a wizard stops by to chat with Bilbo. He informs Bilbo that he is looking for someone to go on an adventure with him. Although Bilbo is tempted he declines, but not before inviting Gandalf for tea the next morning. The next day Bilbo hears his doorbell and he recalls inviting Gandalf for tea, but instead of the wizard at the door, there is a group of dwarves... thirteen in all. Thorin son of the dwarf king starts to outline a plan on how to regain the treasure stolen by the dragon Smaug.

Earth Day and Human Evolution: The Humbling of Humans Essay

The celebration of Earth Day marks a stage in the development of human global awareness and thus an important step, however small or tentative, in sustained human evolution. Earth Day is all about us, as a specie, trying to reconnect with the environment that has allowed us to evolve and continues to provides us with the spatial and material context within which we continuously learn and thus evolve further. Humans are but an animal Specie, albeit a privileged one for its sentience, in the so-called Spaceship Earth. Humans were â€Å"born† in the womb of this living spaceship with its potentially finite and changing resource base. Earth has provided the unique combination of elements and conditions for a sentient carbon-based life form to evolve from being a possibly simple bacteria-like existence, to become the dominant, earth ravaging specie proudly known to itself as Homo Sapiens. Part and product of the process of evolution is the creation of awareness and consciousness. Humans, as far as we know, are the only fully self-aware and conscious of all animals with his/her ability to conceptualize, think in abstractions, and even laugh at himself and his ways. This ability to think in abstract terms has led to the notion of celebrations and Earth Day is one such human creation. The designation and celebration an Earth Day marks the maturation of the human specie, in a manner of putting, as it suggests a global awareness of the specie’s need to survive given its exploding population and resource requirements. For the specie to evolve further, it must first address the more basic issue of survival. Survival in the world today means addressing global or earth-level concerns and the celebration of Earth Day is just one simple and humble way by which humans have been humbled by the Environment.

Robert Preston Taylor essays

Robert Preston Taylor essays Robert Preston Taylor played an important role in the Korean War. He was one of few survivors, and also a hero. Taylor had such great faith in God that he was able to survive the torture he endured. He held onto his faith and taught those around him how to trust God. The Korean War was a conflict between communists and non-communists. By the end of World War II, Korea was divided into North and South Korea. The Korean War had been in the making for several years. There did not seem to be any way that North Korea and South Korea could even unite with one government. In May 1941, the troop ship USAT Washington sailed into Manila Bay, Philippines. Preston Taylor, a chaplain lieutenant in the Army Air Corps, was aboard that ship. Taylor started having church services for the troops. He quickly became their friend. At 4:30 one morning after services, Taylor was told that Pearl Harbor has been bombed and General MacArthur had ordered all Philippines Army Units into active duty. Taylor's unit was sent to Bataan. They fought a bloody battle but could not hold off the Japanese and had to surrender. The Americans were treated badly, beaten, killed and held without food and water. Then began the Death March. Taylor endured three and one-half years of being a Prisoner of war. He survived the Bataan Death March, the Cabanatuan prison camp and the ships that transported him to Japan. Chaplain Taylor worked extensively in the camp hospitals attempting to comfort the sick and dying (Arlington News). Through all his torture, hunger, and pain, his faith in God kept him going. He was one in only 497 survivors of the original 1619 prisoners to reach Japan. Taylor was surrounded by activity, plagued by the sight of his fellow man's degradation and assaulted In all his senses by an agonized refinement of savagery such as he had never believed possible (Keith back flap). On June 25, 1950, North Korea invaded South Korea. The United Nations ...

The Impact of Globalisation essays

The Impact of Globalisation essays What has been the impact of international organisations and trading blocs on the world economy? The world economy the combination of all economies that produce GDP together to get the Gross World Product and a large insight on to how the world is moving economically. Such a vast and enormous economy is impacted largely by lots of factors, particularly international organisations and trading blocs. Firstly, the international organisations are those which regulate, stabilize and monitor the world economy. The World Trade Organisation (WTO), formerly known as GATT is the largest of these international organisations to influence and impact the world economy. The WTO is an organisation which trials and handles disputes through different international economies and attempts to resolve so that there can be a better fair play. Although most countries abide by the rulings often many countries do not. For example, in recent years Australia has taken the USA to the tribunal in the subject of the USA subsidising its wheat farmers. Australia one the case yet US farmers are still being subsidised today. Moreover, these international organisations need to ensure fairness throughout all countries, particularly Newly Industrialised Economies (NIEs). Because many countries are still developing, many have trouble matching or even competing with Advanced Industrialised Economies (AIEs) efficiency. Although this may not seem to be the case in countries such as China which produce more than most countries, there efficiency is well below and AIE standards. The World Bank and the International Monetary Fund (IMF) have a large role in making sure stability is played out throughout the global economy. Developing countries need to be given a chance to be able to compete, so a monetary advantage is usually given to them. With the increase of the global economies importance, so too comes the increase in the significance of trading bloc ag ...

Research Methods Essay Example | Topics and Well Written Essays - 1500 words

Research Methods - Essay Example To increase the effectiveness of research, it may be helpful to implement multiple research methods that are divided on qualitative and quantitative. However, each research method has its own positive and negative sides, some of which will be mentioned in the current paper. A bright example of pragmatic approach will be analyzed to show the role and effectiveness of specific research methods. Introduction Each science is based on the facts that can be received with the help of relevant and complete streams of information. All spheres of human life, including economical, political, technological, educational and social aspects, never stop progressing. However, to receive valid results and make germane conclusions, researchers require using specific research methods that can be characterized with a great abundance (McNeill & Chapman 2005). It is fair to state that each research approach has its pros and cons that is why for every research problem, the choice of the best methods should be made with special seriousness otherwise incorrect and irrelevant research techniques may bring the study to invalid and erroneous findings (Freeman, Robinson & Woodley 2004). Research philosophy In its widest meaning, the word â€Å"method† can be interpreted as a way to something and represents more an artificial than existed in nature the system of rules and operations (Kothari 2006). Basically, research methods are implemented to gather the full data base with the help of which a researcher is able to make appropriate conclusions and elaborate further recommendations on how to benefit from favorable consequences or eliminate the negative influence. According to Walliman (2011, p. 7), research methods are all â€Å"about advancing the frontiers of knowledge†. The usage of various research methods for one study increases the accuracy of the findings and helps to view the problem from the different aspects. Research approach The bright example of research combinatio n is the study of Luthans and Sommer, who based their results on both qualitative and quantitative methods. The article emphasizes how seriously the market conditions have been changed compared to previous periods of production relationships. Hence, the favorable results of each company’s performance are influenced by management’s policy aimed at the improvement of product characteristics, raise of product quality, decrease of total costs, increase of productivity and superiority over competitors (Luthans & Sommer 2005). It is important to persuade the target consumers that offered brand is better than the rest of analogues and it is considered that such scheme can be achieved only with the help of strong knowledge base of the company’s personnel, effective training programs, professional skills of senior managers and attractive motivational factors. The study provides extensive demonstration on how relevant management of human resources correlates with companyà ¢â‚¬â„¢s financial results. The main purpose of the mentioned research is to represent proofs regarding the significant impact of the efficacious system of human resource management on the favorable performance of an organization. The further objective of the study is

Management accounting Essay Example | Topics and Well Written Essays - 2000 words - 3

Management accounting - Essay Example The economy is subject to market forces and that means that factors affecting the nation such as inflation can cause the changes. An economy may turn out to be favorable or unfavorable. That means that there may be a lot of money in circulation and that will make the customers to purchase more of the product. The other aspect of the economy that will cause a variance is the standard of living. If the standard of living among people improves, that will imply that the customers will be able to purchase more of the product and that will make the actual results to be better than the budgeted. In our case, the actual profit was less than the budgeted that implies that the economy could have worked against the sales. The economy can also cause an increase in the cost of raw materials. In our case, the raw materials turned out to be more expensive than the budgeted expenses. That indicates that the economy worked against the budget of the company. In the future, the company should consider inflation and its impact when formulating the budget. The trends in the economy should also be observed to ensure that all matters affecting the economy are considered. 2. Advertising- Advertising involves making known the products of a company to its target and potential clients. That means that the aim of carrying out an advertisement is to increase the sales volume of a product. Advertising will increase the sales volume if it turns out to be as productive as expected. A company should invest in advertising to ensure that it reaps the benefits that are associated with advertising. In our case, the profits of the company turned out to be less than the budgeted profit. That means that the advertising efforts were not as productive as expected. That can also imply that the company did not carry out adverting. This is because the sales volume was less than the budgeted sales volume. In the future, the company should formulate a strong advertising campaign. The advertising will